Business Loans

You may need additional capital for various reasons such as: starting or expanding your business, purchasing or refinancing equipment or restructuring your balance sheet. A loan provides probably the most flexible solution to meet your financial needs but is not always the cheapest way to get cash.

Business Mortgages

A business mortgage is most likely the best way to finance the purchase of land and/or buildings for your business! It probably provides the most flexible and affordable financing solution. A business mortgage is a specialized commercial loan which the lender has a legal claim over the property until the loan has fully been repaid.

Business Start Up

There are different sources of borrowing when starting or growing a business. Loans and overdrafts - two of the most popular sources of start-up funding have different advantages and disadvantages. Loans are generally most suitable for paying for assets, like vehicles and computers, for start-up capital and for other cases where the amount of money you need is not going to change.

Some lenders may require a loan guarantee before they will give you a loan. This ensures that they will get their money back even if the business is not successful.

Business Bridging Finance

A bridging loan can be an ideal solution for someone who needs to act quickly. You might have a property on the market and are awaiting sale and you need to release the cash tied up in it, you may need to move quickly in the property market or have had a last minute hitch, or bought a property at auction and only have 14 day to complete or a variety of other reasons.

Business Buy to Let

Over the last few years, private individuals have been offered buy-to-let mortgage schemes as an alternative form of investment. A buy-to-let mortgage is a loan for an individual to purchase a property for the explicit purpose of renting it out. Many people see buy-to-let schemes as an alternative to a pension.